Insurance

If your insurance is cancelled due to non-payment, it's going to cost you to get it back. Typically, you have a month to reinstate the coverage without a lapse, but that means paying to get your account current. If it's past 30 days or you cannot bring your account up-to-date within that month, your delinquency...

Car insurance policies in Kentucky are often more expensive than in other states in the U.S. If you've lived in Kentucky for a while now, this may be no surprise. However, if you've made a move recently, the difference may come as a shock. This is because Kentucky has higher than average traffic fatalities, making...

Shopping for life insurance can be a confusing process if you aren't familiar with the types of life insurance available and the benefits of each. In addition, there are many companies available that offer life insurance. When you find Sproutt life insurance, you may wonder if it is legit. The answer is yes, and it...

If you're looking for more comfort and equipment in your vehicle, luxury is the way to go. It's jam-packed with more fun features to make your travels easier, but that also means it will cost more to insure. Fortunately, there are ways to save on costs while protecting your new big investment.  The key is...

In car insurance, quantity discounts are very real. In fact, if you own more than one vehicle at the same address, you can save on your premiums by including them on the same insurance policy. This multi-car insurance is typically worth it for the discounted premium rates alone. But it also comes with some other...

It is never too late to get life insurance. At 46, you're still middle-aged and in a prime position to lock in premium discounts and rates before you cross the threshold of 50.  While it is true that after 40, premium rates spike significantly, there's still time to take advantage of deals before you turn...

At 58, you may not be officially a senior yet, but it's right around the corner, and there are some major decisions ahead. You're probably daydreaming about retiring if you haven't already, and may want to start traveling or pick up some new hobbies. If you don't already have life insurance or are considering changing...

As you move closer to turning 60, you might start to wonder if you are simply getting too old for life insurance. The answer: absolutely not. Even at 59, it is still a good idea to look for a life insurance policy that matches your needs, expectations and budget. Of course, at this age, your...

You might be wondering if you waited too long to buy life insurance if you are 57 years old. Many people buy life insurance in their younger decades to financially protect their children in the event of their unexpected death. However, by the time you are 57, your children may be adults. Being 57 years...

Not many young individuals think about life insurance, especially when one is still in their twenties. At 27 years, you're perhaps starting your career and building your financial prospects; soon enough, you'll have a family and have created wealth that's worth protecting. It is critical to start thinking about securing life insurance at a younger...

It may feel like it's too late to get life insurance at 55, but there's nothing further from the truth. It's never too late to secure your family's financial well-being and stability if there comes a time when you cannot be there to do it yourself. Also, there are plenty of cheap life insurance providers...

Life insurance is essential for people with growing families who depend on their income for financial support. Although it becomes less of an issue as you age, you still have financial obligations after your children grow up. Besides, there will be final expenses, including medical and funeral costs after you die. For these reasons, purchasing...

According to insurance professionals, purchasing life coverage from cheap life insurance providers for 36-year-olds when you're still in your 30s is a smart financial decision. At 36 years, you're still enjoying good health and will likely get insurance plans at affordable rates. Additionally, you probably have a family, which means you have dependents relying on...

Life insurance is a valuable tool that becomes part of your personal finance strategy as you get older. Younger adults may be using life insurance as a tool to ensure their young children have financial support in the event of their parent's untimely death. In your 50s, the right life insurance plan becomes an important...

There are several important tasks that come up when a person hits middle age that are unpleasant to think about but important to complete as soon as possible. Researching the top cheap life insurance providers for 53-year-olds and picking a life insurance policy are two such tasks, and millions of people neglect to even begin...

The midlife crisis is over. You've reached, or are coming close to, hitting the pinnacle of your career. Your kids may be graduating from college, leaving you as an empty nester. In short, 52 (and the early 50s in general) is a great time to start thinking about your retirement and what comes beyond. Life...

Obtaining life insurance is just one of those tasks that people know they should do. But they continue procrastinating because the whole process feels overwhelming. Other people put it off because they think it's completely unaffordable and out of reach. It's best to start a life insurance policy when you are young, such as in...