Banking

According to the National Association of Realtors, close to one-quarter of all home buyers have student loan debt, and 37 percent of first-time home buyers have student loan debt. Buying a house with student loans may have some challenges, but this debt should not prevent you from qualifying for a home loan. Learn more about...

The Internal Revenue Service uses many tools in its attempts to collect unpaid tax debts. Once all of the options have been exhausted, the IRS may turn to issuing a bank levy against a person’s bank account. An IRS tax levy placed on your bank account is a serious action reserved for extreme cases where...

Approximately 5.9 million people prefer online banks for their checking, savings, bill paying, and money borrowing needs. And with good reason – virtual money management allows for more convenience and time savings for customers. As online financial products expand, accessing loans is one of the most popular use cases for consumers. Quicken Loans is one...

An anonymous bank account is an account a person may open outside their country of residence where their personal information is not public or disclosed to authorities. Anonymous bank accounts provide many benefits for the holder, including protecting their assets against legal disputes, a financial crisis, or another event that may cause economic instability. However, with newer...

Many people rely on the markets to help meet their financial obligations, including buying a home, sending children to college, or retiring. However, market conditions and security often fluctuate, leaving those relying on their investments wondering if their money is safe and if they will have enough for their future financial plans. The U.S. Securities and...

Accountancy has seen a significant evolution over the years, adapting to the changing landscapes of technology and business practices. The profession has continuously embraced advancements that streamline financial management, from manual bookkeeping to spreadsheets. In today's digital age, the emergence of online accountants has revolutionized how businesses and individuals handle their financial affairs. Online or...

While there's a lot of information out there about how to set up a business, there may also come a time in your career when it's equally important to understand how to dissolve an LLC. Just as getting your business up and running requires following a specific set of procedures, making sure everything is legally wrapped...

The collapse of Silicon Valley Bank sent shockwaves through the financial system. Back in March 2023 The Wall Street Journal reported that over one hundred more banks were at risk of failure. With inflation on the rise, it is more important than ever to get a good yield on your deposits. In this article, we’ll...

Do you have to order business checks from your bank and is it the best option? These days, you’ll discover that there are plenty of places besides your bank where you can order high-quality business checks. Many business owners now even order business checks online from reputable websites. We’ll go over some of the most...

Trading apps that allow instant deposits can be a lifesaver for day and swing traders who rely on volatility and fast-moving price swings. If you’re an active trader, then we don’t have to tell you just how valuable those extra minutes and even seconds can be. There’s nothing more frustrating than spotting a great opportunity, only...

Are you tired of dealing with unexpected banking fees, a subpar savings APY, and other common banking hassles? If so, then it may be time to investigate why online-only banks like Axos are becoming so popular. Over the past few decades, many financial institutions have realized the benefits of cutting out brick-and-mortar branches. By existing...

Are you thinking about starting your own business? Whether you’re a freelancer looking to start your own LLC or a business owner who wants to incorporate, IncFile makes the process incredibly easy. But is IncFile the best service for you? Join us for a thorough breakdown of what the company has to offer, how much it costs,...

These days, there are plenty of online services that can help you form your own LLC, corporation, or nonprofit. But with so many options available, it can be hard to decide which one to go with. Among the most popular business formation services are IncFile, ZenBusiness, and LegalZoom. Which service is the best? The truth is that...

If you're trying to achieve financial stability, it makes sense to work with a bank that's actively trying to help you stay on top of elements like your credit score. Chime bills itself as such an asset, but does it provide as many benefits as it claims? Overall, Chime can work well for those who...

Zelle is a payment solution that allows you to send money straight to someone else’s bank account, even if they use a different bank than you. Many major banks support Zelle and allow you to enroll using your email or phone number right from inside your mobile banking app. But can you use Zelle with any...

Forming a business can be a relatively lengthy and complex process. Or, at least, it used to be before sites like Incfile and LegalZoom came into being. Whether you're setting up a brick-and-mortar business or running your operation entirely online, you need to get all your documentation in order before selling a single product. But,...

Thanks to modern technology and the abundance of mobile apps, taking charge of your finances has never been easier. As you likely know, the best way to ensure your money is working for you is to invest it. Even better, you don't need massive amounts of capital to take advantage of the stock market -...